INSURED CLAIM REQUIREMENTS

COMPREHENSIVE COVER

1.  COLLISION
     •  Maritime Accident Report Claim Form
     •  Estimate/Statement of Repairs
     •  VAT letter (Available at the VAT office @ Lower St. Vincent St. P.O.S.). Requirements:
             Completion of VAT 605 Form
             Insured’s B.I.R. #

2.  WRITE OFF/TOTAL LOSS
     •  Recent Certified Copy of Ownership (within last 6 months)
     •  Insurance Certificate and Affidavits
     •  Two (2) forms of I.D. (I.D. card/Driver’s Permit/Passport)
     •  All keys (if necessary)
     •  Two (2) signed transfer forms (if necessary) – stamped in the case of a company
     •  Letter authorising person to conduct/transfer (if company)

3.  FIRE AND THEFT
      Where a loss results from either Fire or Theft, the following steps should be taken:

     Theft Claims
     •  Incident must be reported to the Police Authorities immediately with full particulars
     •  Report matter to your Insurance Company
     •  Insurers would have the matter investigated
     •  Documents required would be as follows: VAT Letter, Certified Copy of Ownership and 2 forms of Identification
     •  Two (2) signed & stamped transfer forms
     •  Keys, if not stolen with vehicle
     •  Insurance certificate or affidavit (if certificate is stolen)
     •  Letter authorising individual to transfer – in the case of a company

     Fire Claims
     Where the loss results from Fire, the procedures involving Comprehensive cover should be followed.

 

THIRD PARTY COVERAGE

1.  IF YOU ARE AT FAULT IN THE ACCIDENT:
     •  The resultant damage to your vehicle is for your own account
     •  Refer all persons including passengers who have suffered injury following the accident to your Insurance Company
   

2.  IF YOU ARE NOT AT FAULT IN THE ACCIDENT:
     •  Obtain a detailed estimate of the cost of repairs to your vehicle
     •  Obtain a letter from your own Insurance Company confirming the type of coverage held on your vehicle
     •  Submit your claim (Estimate and Letter) to the Insurance Company of the negligent party for settlement
     •  Documents required for processing of your claim would be as follows: VAT Letter, Certified Copy of Ownership and

         2 forms of Identification

 

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